|  |  | WE 
      SPECIALIZE IN BENEFITS FOR: 
 
 
         
          | 
              Public AgenciesSchool DistrictsBargaining Units | 
              Special DistrictsHigh tech startupsA wide variety of small businessesNonprofit Organizations |  WE PROVIDE GROUP 
        AND INDIVIDUAL INSURANCE PRODUCTS:Employer paid 
 
        Voluntary (employee paid)Group Life and Accidental Death & 
          DismembermentShort and Long-term Disability protectionDentalVisionLong-term Care protectionMedical insuranceTaft-Hartley Medical productsCustom designed PERS alternatives 
 
        Supplemental Employee, Dependent Life 
          and Accidental Death & Dismemberment 
          Protection
Stand Alone Accidental Death & Dismemberment 
          Protection
Group Universal Life
Traditional Payroll Deduction Whole Life 
          Protection
Long-term Care Protection
Disability Buy-up
Dental  
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